Know exactly what you can spend this month.
One number. Income, minus fixed expenses, minus reserves and savings. What remains is yours to spend without guilt and without spreadsheet archaeology.
Or see how it works below. No spam, ever.
YOUR NUMBER RIGHT NOW
$1,940
left unspent · 17 days remaining
Daily pace available
$114/day
On track
Illustrative example.
THE METHOD
Your bank tells you what you have. Not what you can spend.
Income
what comes in
Fixed
rent, bills, subs
Reserves
savings, taxes
Left Unspent
spend it freely
Who it's for
Families and households
Where this method was born. One number instead of a part-time bookkeeping job.
SaaS and indie founders
Your MRR is predictable, your spending headroom should be too.
Membership studio owners
Recurring revenue deserves recurring clarity.
MSP operators
You know your contract revenue, now know your hiring headroom.
Bookkeepers and fractional CFOs
Answer "can I afford this?" for clients in ten seconds.
Two templates, one method
Personal Finance Template
$27 one-time
- Your number on a dashboard
- Cushion alarm
- Annual expense basket
Excel + Google Sheets included.
Small Business Template
$27 one-time
- Your number on a dashboard
- Cushion alarm
- Annual expense basket, plus tax reserves and owner's draw
Excel + Google Sheets included.
“I built this for my family ten years ago. It still works. Everyone around us was buried in categories and checkbook math, doing a part-time bookkeeping job just to answer one question.”
Chris Mongeon · Founder · Randolph, Vermont